Lusaka motorists condemn Motor Vehicle Insurance

Some Lusaka motorists have condemned Road Safety Association RATSA for introducing motor vehicle insurances disks.

In a survey carried out in parts of Lusaka by our roving Journalist, Lameck Phiri, some motorists complained the law that compels all motor vehicles to have comprehensive insurance and have insurance disks was discriminatory as it was against those who do not want to insure their vehicles.

‘‘Kuika insurance safunika kufosin’ga. Ivo vamene bayamba, niva chabe chabe,’’ complained Joseph Lungu who spoke in the local language Nyanja (translated: People should not be forced to insure their vehicles. What they have started is useless). Lungu a public bus driver operates from Kulima tower bus stop.

‘‘The problem with insurance companies is that they take too long to respond to their clients’ demands and are expensive. Motorists are already overburdened by the many other vehicle taxes and costs such as road tax, fitness, fuel and maintenance. Government should consider giving a breathing space to motorists, ’’ lamented Geoffrey Bwalya, another driver who works for Lusaka Transit Company.

Insurance experts however argue that the law is in good faith as it will protect the vehicle, the owner and other road users. Speaking on Komboni Radio station, an insurance expert from Professional Insurance Company a  Mr Mulenga said whilst it is not mandatory to insure other properties such as housing and Life, by law all motor vehicles must have premium insurance because it protects both road users and the owner of the vehicle.